IMPORTANT TIPS
If your child hasn't worked, they shouldn't have an existing Earnings Report or Credit Report!!!
Identity thieves target children because parents are unaware that their children are at risk.
IT CAN BE USED FOR:
- Immigrants seeking to establish an illegal identity
- Someone with a bad credit trying to establish new credit
- Scam artists trying to make money off of you
WHAT YOU CAN DO
IF
YOUR CHILD IS A VICTIM:
YOUR CHILD IS A VICTIM:
- Contact credit issuers
- Keep a log with date, name, phone number & title of each person you speak with and summary of the conversation
- File a police report & request copies
- Consider changing your child's Social Security number
7 Steps to Protect Your Child from Identity Theft
- 1. Disclose personal information carefully
- 2. Shred any paper with your child's social security number
- 3. Have all bank accounts require a photo ID and password for all transactions
- 4. Be wary of credit card offers in the mail
- 5. File complaints with the Federal Trade Commission (877-438-4338 or FTC.gov)
- 6. Check with the credit agencies to see if credit reports exist
- 7. Check for an earnings report from the Social Security Administration